Commercial Auto insurance is coverage for the vehicles that people use in business. These vehicles include, but are not limited to, sedans, vans, SUVs, tow trucks, pickup trucks, refrigerator trucks and dump trucks. Companies that have a fleet of vehicles that employees drive need a commercial auto policy.
Another reason commercial vehicle insurance is a wise choice for people in business is that it offers high liability limits. This helps protect the assets of the business. Commercial policies are very specific to the type of business and vehicle. There is a commercial vehicle policy for any type of vehicle in use, although not every insurance company covers every type of commercial vehicle.